Frequently Asked Questions - Instant Cash Advance

What is a Instant Cash Advance?

A Instant Cash Advance is a short-term money advance provided until your next payday.

What can I use a Instant Cash Advance for?

Your Instant Cash Advance can be use for anything you like, such as to pay for car repairs, utility bills, etc.

What are the requirements for approval of a Instant Cash Advance?

You will be approved for a Instant Cash Advance if you have:

• Direct deposit
• Have your current job for at least 3 months
• Have a valid checking or savings account for at least 3 months
• Monthly net income minimum of $1000

What is the minimum credit score acceptable for getting a Instant Cash Advance?

Our Instant Cash Advance is not based on your credit score.

Absolutely.

How much money can I be approved for?

This will vary from applicant to applicant. You can apply for as much Instant Cash Advance amount as you need and we will let you know when you are approved.

How soon can I receive my Instant Cash Advance?

We can approve your Instant Cash Advance application instantly on receiving your online application. The Instant Cash Advance amount is transferred to your account overnight electronically.

How long does it take to get a Instant Cash Advance?

The Instant Cash Advance approval process usually takes 30 minutes. Delivery of funds into your checking account is either on the same day or the next banking day.

What is the APR?

APR is the cost of credit expressed as an a yearly rate.

When can I pay back my Instant Cash Advance?

In general, payday cash advances are paid back on the date of your next paycheck. You'll never be penalized for paying your Instant Cash Advance early.

Is my Instant Cash Advance secure and confidential?

Absolutely! At Instant Cash Advance, we do not collect your information to sell to the highest bidder. We transact all our Instant Cash Advance applications on our secure SSL server, utilizing the industry's highest standard.

What should you do if you believe your check might not clear the bank?

Call us immediately. A bounced check can bring you substantial NSF fees and also hurt your credit rating.